Which of the following are major types of medical insurance?

The correct choice identifies the two primary categories of medical insurance: public and private insurance.

Public insurance refers to health coverage provided by government entities, such as Medicare and Medicaid in the United States. These programs are designed to offer health care benefits to specific populations, including the elderly, low-income individuals, and certain eligible groups. Public insurance is typically funded through taxes and aims to ensure that necessary health care services are accessible to all citizens.

Private insurance, on the other hand, is offered by non-governmental organizations, such as private health insurance companies. This type of insurance can include employer-sponsored plans, individual plans purchased by consumers, and other commercial health plans. Private insurance tends to provide a wider variety of coverage options and benefits.

Understanding these two categories is crucial for medical assistants as they navigate patient care, billing, and healthcare policies. The other options listed do not accurately reflect the major divisions of medical insurance as recognized in the healthcare system, making them less relevant in this context.